If the debtor disputes the debt, the matter may become a contested claim.

The debtor may argue that the goods were faulty, the service was not provided properly, the contract terms were different, the amount is wrong, or payment is not yet due.

Havard Law Solicitors can review the evidence and advise on the strength of the debtor’s position. Depending on the circumstances, the best option may be to continue the claim, negotiate a settlement, request more information or consider mediation.

The right approach will depend on the value of the debt, the evidence, the cost of pursuing the claim and the prospects of recovery.