If the dog owner has no insurance, it may still be possible to pursue a claim directly against them.

However, the practical position will depend on the circumstances, including whether the owner can be identified, whether they have the means to pay compensation and whether another party may also be responsible.

For example, if the attack happened at work, on business premises, or while someone else was responsible for the dog, another insurance policy may be relevant.

Havard Law Solicitors can investigate the position and explain what options may be available.